American Express has launched a new program just for their ultra premium top tier cards Amex Platinum charge card and the most famous Centurion card (a.k.a The Black card). This program is called the Reward Xcelerator and it does exactly what their existing program Reward Multiplier does i.e. boosts the reward rate by giving bonus reward points …
Author: credcrux
Why banks devalue credit cards?
We have all encountered news regarding credit cards being devalued, or perhaps even experienced this firsthand when one of our credit cards underwent devaluation. Such an experience can leave a negative impression. You may find yourself wondering the reasons behind this and what steps to take if it happens to you. This post aims to …
Credit card spends reached all time high of Rs 1.44 lakh crore in Oct 2023: RBI data
Credit card expenditures experienced a significant increase of 38.3% year-on-year, reaching an unprecedented value of Rs 1.8 trillion in October. This surge was mainly supported by robust spending during the festive season. October witnessed the highest year-on-year growth in expenditure among the past nine months, with a remarkable rise of 25.4% on a month-on-month basis, …
Single view dashboard of all bank accounts
Axis Bank and ICICI Bank have enabled a new feature through which their customers can get a comprehensive view of their transactions across all bank accounts through the new account aggregator ecosystem. This will be a game-changer as many of us struggle with mamaging multiple bank accounts and keeping tabs on our expenses. Benefits of …
Get complimentary Zomato Gold Membership with American Express Credit Cards
American Express has sent out an offer to some card members in which they have offered complimentary Zomato Gold membership. The membership offered in the email will be either a 3 month or a 1 year membership depending on the type of card with the card member receiving the email communication. Offer Details Amex is …
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Quick guide on HDFC SmartBuy portal
If you have a HDFC bank credit card (or Debit card for that matter), you would have heard about SmartBuy and would be familiar to an extent about how it can help to earn rewards points at an accelerated rate. In case you haven't, then brace yourself and continue reading to find out several ways …
HDFC Diners Club Black Metal Edition Credit Card Review
In 2023, HDFC bank has been very active when it comes to their credit card portfolio. Some of the credit cards got devalued (like HDFC Regalia credit card), some new cards got launched (like HDFC Marriott credit card, HDFC Swiggy credit card & HDFC Regalia Gold credit card) and we also saw existing cards getting …
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HDFC Infinia Metal Edition Credit Card Review
HDFC Infinia credit card is the flagship credit card from HDFC bank and is one of the most rewarding credit cards to hold in India. The name of the card 'Infinia' represents limitless possibilities and that is what this card is about as the reward proposition on this card exceeds the normal limits. This card …
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HDFC Regalia Credit Card Review
HDFC Regalia is card that has stood the test of times and has been a veteran in the credit card industry. But, like all the good things, this card has started to age and after recent devaluation of lounge access feature, it would be wise to evaluate how good this card is in its current …
HDFC Regalia Gold Credit Card Review
HDFC Bank launched the Regalia Gold credit card in the 1st quarter of 2023. Since 'Regalia' is a well known time-tested brand of theirs, it makes sense to reuse the name for another credit card repackaged with a mix of benefits from original Regalia card with some meaningful additions. As is evident from the name …
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