Many of us know about credit cards and also to some extent know that the way we use credit cards (and by extension loan products) determine what our credit worthiness is which in turn affects our credit score. In India, there are four different bureaus (CIBIL, Experian, Equifax, and CRIF High Mark bureaus) that keep …
Category: Misc
5 easy ways to check your CIBIL score for free
Checking your CIBIL score and and keeping track of it at regular intervals is a good financial practice that everyone should adopt. It is good for several reasons: You stay up-to-date about how your financial profile looks like Review trend of the credit score to understand how recent activities impact it You become able to …
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6 ways to increase the credit card limit
Most of us have faced this issue of lower credit limit at least once. A lower credit limit restricts our purchasing power as well as is not good for credit score as it increases the credit utilization ratio. A way to circumvent (read hack) lower credit limit is to make advance payment on the credit …
Why does the credit score vary across bureaus
Do you notice a difference in your credit scores among CIBIL, Experian, Equifax, and CRIF High Mark bureaus? Have you ever wondered why these scores vary significantly, sometimes? This perplexing situation arises due to a multitude of factors that contribute to the distinct scores across these bureaus. The credit score, a numerical value ranging from …
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